Impact
investment mandate
Our Impact investment mandate aims to generate a measurable positive social and environmental impact in addition to an attractive financial return.
It does this by investing in themes aligned with the UN Sustainable Development Goals (SDGs).
Our strategic solution
We guarantee optimal diversification through exposure to a variety of asset classes such as green bonds, social bonds, microfinance or equity investment themes such as renewable energy, energy efficiency, water and waste management.
The portfolios are constructed by selecting third-party funds that have undergone qualitative and quantitative due diligence. For each provider, we assess the compatibility of the investment with our own requirements and check that implementation is on track.
An independent verifier, Conser SA, conducts external audits and issues an ESG certificate attesting to the sustainability credentials of the investments. An investment report is produced on a regular basis, providing clear information on the performance of the portfolio and the investment decisions made.
Investment strategies
| Investment profile | Defensive | Balanced | Growth | Equities | |
|---|---|---|---|---|---|
| Risk | * | ** | *** | **** | |
| Investment horizon | 1-3 years | 3-7 years | 7-10 years | > 10 years | |
| Strategic allocation | Cash | 0-30% | 0-15% | 0-15% | 0-10% |
| Bonds | 30-50% | 20-40% | 5-20% | 0% | |
| Equities | 15-35% | 35-55% | 50-70% | 85-100% | |
| Real Estate | 0-10% | 0-10% | 0-15% | 0% | |
| Other | 0-6% | 0-6% | 0-5% | 0% |
Your wealth architect
Our Neuchâtel-based managers will oversee your portfolio on a daily basis, aiming to maximise its returns while remaining within the level of risk you have determined.
Our strategy relies on a structured investment process assisted by swift decision-making and continuous risk monitoring.
Classic
Navigating the vast world of investments can be complex. When you choose our Classic Discretionary Mandate, you entrust your assets to a team of dedicated managers. Your portfolio will be aligned with our investment strategy, then tailored to meet your financial goals.
Pension
This mandate gives you the opportunity to invest your vested benefits in accordance with your own specifications, free of wealth and income tax. We manage your pension assets in line with the investment requirements of the Ordinance on Occupational Retirement, Survivors’ and Disability Pension Plans (BVV2). Our aim is to achieve returns that are significantly more attractive than those of a vested benefits account.
Distribution
Our Distribution investment mandate offers a stable and predictable income stream in the form of regular dividends and coupons. We target companies with long histories of consistently strong dividends and capital appreciation potential.
Suisse
The Swiss equity market is known for its resilience. Its defensive nature offers significant advantages in times of market turbulence. Swiss companies are also renowned for regularly paying strong dividends, which enhances portfolio stability. And by investing in Swiss francs, currency risk and hedging costs are no longer an issue.
Select
The Select investment mandate is designed for investors seeking an active, efficient strategy implemented mainly through direct investments. It is ideal for investors with large initial sums to invest as it provides for ample portfolio diversification.
