Making the most of my career
Simplifying my working life
Whether you run your own business or are employed as an executive, we can help you maximise the benefits from your career. We’ll guide you to achieve the financial future you want, whether it’s acquiring another business, selling your company, planning your retirement or improving your personal tax position.
Supporting business leaders
Business owner
Whatever you do, whether you’re an owner, shareholder or a majority member in your company, we want to help you structure your working life in a way that works best for you.
Structuring your income – striking the right balance between wages, dividends and pension contributions
We can help you structure money flows between your company and yourself, either as owner, shareholder or majority member. By analysing your personal needs and career goals, we ensure an optimal balance for your remuneration (in the form of wages or dividends) to maximise your income and also consider taxation and asset-ownership implications.
Our expertise ensures that your business and personal assets are always in sync with each other, providing you with a clear vision aligned with your short- and long-term objectives.
We can also assist you in tailoring your occupational pension arrangements to your lifestyle preferences.
Buying or selling your business – M&A
Valuing your company
If you’re planning to sell or pass on your business, we can help you every step of the way, whether selling to an external party, transferring it to a family member or preparing for a management buy-out. We call on industry specialists to provide an accurate valuation of your business, then offer bespoke guidance at every stage.
At the same time, we optimise the tax side of any transaction, both for you as the seller and for the buyer. Our objective is to maximise your gains, minimise (or cancel entirely) the tax charge, and ensure a smooth and seamless transition.
Tax planning when transferring your business
We can assist you in reviewing the tax implications of transferring your business, with your retirement and pension objectives in mind. Our solutions facilitate the effective management of your finances throughout your working life and at the time of the transfer.
Whether you plan to transfer your business to a family member or an external party, we can integrate pension and savings strategies to secure your financial future and factor in the buyer’s own requirements, all from a broad, long-term perspective.
Executives
Financial planning
If you’re an executive, we can assist you in optimising your taxation in a way that aligns with your career goals and personal aspirations.
Our solutions are also suitable if you are a minority shareholder. We focus specifically on managing money flows and profit-sharing plans to maximise your returns and equity in the company.
Optimising pension arrangements
A well-structured pension plan is an effective tool for optimising tax efficiency, and we’re here to assist you in the process. We can help with planning voluntary purchases of missing insurance years and advising on how to optimise 3rd pillar provision.
As an executive, feel free also to harness our advice to implement innovative solutions such as top-hat pension plans that offer long-term financial and tax-related incentives.
Expatriation: structuring your assets and income
If you’re originally from abroad or are in the process of expatriating, we can help you structure your income and assets within Switzerland. Our advice shines a spotlight on the Swiss tax and pension systems, helping you to align your personal situation with your objectives.
We’re also here to help you settle in, whether it’s managing residence permits, arranging insurance coverage or finding accommodation. We want to make the transition as smooth as possible for you.
Tax planning and review of money flows
We craft strategies that optimise money flows between you and your company to minimise the tax burden for each party. Our specialists can advise you on the best solutions tailored to your specific objectives, whether you’re looking to set up an employee share-ownership scheme, restructure your business to attract new investors, or simply to transfer it on.
We also consider your tax obligations in Switzerland and abroad, particularly in complex cases such as tax returns involving more than one tax jurisdiction. We also analyse the risks of double taxation. Our comprehensive approach to analysing the structure of your personal and business assets allows us to assist you in anticipating tax impacts, reducing the overall tax burden and protecting your assets while also enhancing their long-term value.
Tax analysis and optimisation
We assist you in preparing your tax returns by identifying the measures you need to take to minimise the tax impact from your income, assets and transactions. Whether you’re a business owner, an expatriate or simply a Swiss resident, we’ll carefully optimise the process in full compliance with Swiss and foreign regulations.
The tax and administrative implications of changes in residency, whether entering or leaving Switzerland, are examined in detail. And if you’re planning to buy a property abroad, we can help you structure the holding and financing arrangements to minimise the tax hit. We offer customised, effective strategies that really do lower tax burdens while ensuring full compliance with Swiss and foreign regulations.
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Financial and retirement planning
Whether you’re employed or self-employed, financial planning and occupational pension provision are essential to protecting your assets and funding your retirement, or providing for your loved ones in the event of death or disability.
Tax and estate planning
Wherever you live or wherever your assets are located, we can help you find and implement solutions tailored to your individual circumstances.
Mergers and acquisitions
You manage your own business and plan to acquire a competitor, or plan to sell your business or pass it on to the next generation. We’ll select the best advisors to support you every step of the way.
