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Discretionary management mandates

Private Clients

Discretionary management mandates are designed for investors who wish to delegate management of their portfolios to our dedicated team of specialists, in order to take full advantage of their expertise.

The process begins with an in-depth discussion to set priorities so we can select your investment profile. This takes a variety of factors into account such as your present and future financial situation, risk tolerance and objectives.

Clients who opt for this service can rely on personalised wealth management featuring

  • an investment policy designed to optimise performance in line with the selected risk profile
  • asset diversification across sectors and countries
  • conviction-based management and responsiveness allowing us to exploit investment opportunities as they arise
  • constant monitoring so we can make the necessary adjustments to changes in market conditions
  • consideration of the tax consequences of the various asset classes.

Several discretionary management profiles are available to you:

  • Defensive: offers clients relative stability and a steady income (10-25% equities).
  • Balanced: strikes a balance between potential capital gains and relative stability (20-50% equities).
  • Growth: aims for capital appreciation (30-60% equities).
  • Absolute return: aims for steady performance over time thanks to a tilt towards risk management rather than performance relative to a given benchmark (the traditional objective of asset managers); this type of management strives for a positive return regardless of whether the markets rise or fall.
  • Special mandate: is tailored to the client's wishes.
  • Discretionary Mandate in Responsible Investing: is built around the principle of open architecture whereby investment vehicles may be selected from outside the bank.
  • Discretionary Mandate Asymmetric: The approach is innovative as these vehicles automatically determine their optimal exposure to the best-performing assets while adhering to a maximum risk budget set in advance. This provides an asymmetric risk profile, since the investor participates in markets’ gains while facing a limited danger of loss.